AccountingFinancial Accounting

Adjusted Trial Balance: Accrued Interest and Unexpired Insurance

Accrued interest adds a receivable and revenue; expired insurance raises expense to $16,000, with adjusted totals of $220,200.

Question

Prepare an adjusted trial balance using these balances, all on their normal sides:

AccountBalance ($)
Accounts Payable18,000
Accounts Receivable4,000
Investments88,000
Cash19,000
Common Stock30,000
Dividends16,000
Prepaid Insurance20,000
Insurance Expense8,000
Land26,000
Notes Payable (long term)55,000
Salaries Expense37,000
Sales Revenue115,000

At period end, investments have earned 2,200 dollars of unrecorded interest; 12,000 dollars of the insurance remains unexpired.

Answer

The adjusted trial balance totals $220,200 on each side after recording accrued interest and the expired portion of insurance.

Record the adjustments

Adjusting entryDebit ($)Credit ($)
Interest Receivable2,200
Interest Revenue2,200
Insurance Expense8,000
Prepaid Insurance8,000

Interest earned but not yet recorded creates a receivable and revenue; it does not increase Cash. Expired insurance is 20,000 − 12,000 = 8,000. Add that expense to the existing 8,000 expense balance, giving 16,000, and reduce prepaid insurance to 12,000.

Adjusted trial balance

AccountDebit ($)Credit ($)
Cash19,000
Accounts Receivable4,000
Interest Receivable2,200
Investments88,000
Prepaid Insurance12,000
Land26,000
Accounts Payable18,000
Notes Payable (long term)55,000
Common Stock30,000
Dividends16,000
Sales Revenue115,000
Interest Revenue2,200
Insurance Expense16,000
Salaries Expense37,000
Total220,200220,200

Cross-check

Before adjustment, each side totals 218,000. The interest entry adds 2,200 to each side. The insurance entry moves 8,000 between two debit-balance accounts, leaving total debits unchanged. Thus 218,000 + 2,200 = 220,200.

Equal columns verify arithmetic balance, but do not prove that every transaction was recorded in the correct account or period.

Evidence boundary

This solution uses OpenStax Chapter 4, Problem Set B, PB16, with normal account balances and only the two stated adjustments. The $12,000 insurance amount is the remaining prepaid asset, not an additional expense. No missing retained earnings, cash collection, or closing entries are invented.

Sources

These references support the concepts and methods used in the explanation above.

Adjusted Trial Balance: Accrued Interest and Unexpired Insurance | Verla